Lloyds Banking Group (LLOY)

Sector:

Banking

Index:

FTSE 100

95.76p
   
  • Change Today:
    -1.20p
  • 52 Week High: 97.46
  • 52 Week Low: 52.88
  • Currency: UK Pounds
  • Shares Issued: 58,889m
  • Volume: 88,627,212
  • Market Cap: £56,392m
  • RiskGrade: 208

Dividend Data

  31-Dec-2231-Dec-2131-Dec-2031-Dec-1931-Dec-18
Interim Dividend0.80p0.67pn/a1.12pn/a
Final Dividend1.60p1.33p0.57pn/a0.75p
Total Dividend2.40p2.00p0.57p1.12p3.21p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
Revenue (5,346.00) 37,444.00 29,167.00 42,356.00 22,091.00
Operating Profit/(Loss) 4,782.00 6,902.00 1,226.00 4,393.00 5,960.00
Profit Before Tax 4,782.00 6,902.00 1,226.00 4,393.00 5,960.00
Profit After Tax 3,923.00 5,885.00 1,387.00 3,006.00 4,506.00
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 3,923.00 5,885.00 1,387.00 3,006.00 4,506.00
Attributable to:          
Equity Holders of Parent Company 3,827.00 5,784.00 1,318.00 3,006.00 4,408.00
Minority Interests 96.00 101.00 69.00 81.00 98.00
           
Continuing EPS          
Earnings per Share - Basic 4.90p 7.50p 1.20p 3.50p 5.50p
Earnings per Share - Diluted 4.90p 7.50p 1.20p 3.40p 5.50p
Earnings per Share - Adjusted 4.90p 7.50p 1.20p 3.50p 5.50p
Continuing and Discontinued EPS          
Earnings per Share - Basic 4.90p 7.50p 1.20p 3.50p 5.50p
Earnings per Share - Diluted 4.90p 7.50p 1.20p 3.40p 5.50p
Earnings per Share - Adjusted 4.90p 7.50p 1.20p 3.50p 5.50p
           
Dividend per Share 2.40p 2.00p 0.57p 1.12p 3.21p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Assets          
Property, Plant & Equipment n/a n/a n/a 13,104.00 12,300.00
Intangible Assets 7,615.00 12,030.00 12,077.00 11,690.00 10,419.00
Investment Properties n/a n/a n/a n/a n/a
Investments n/a 352.00 296.00 304.00 91.00
Other Financial Assets 180,769.00 256,959.00 248,385.00 211,650.00 206,939.00
           
Loans & Advances to Banks 10,632.00 7,001.00 8,060.00 9,775.00 6,283.00
Loans & Advances to Customers 454,899.00 448,567.00 440,200.00 494,988.00 484,858.00
Advances 465,531.00 455,568.00 448,260.00 504,763.00 491,141.00
           
Debt Securities 9,926.00 6,835.00 5,405.00 5,544.00 5,238.00
Items in course of collection 44,865.00 147.00 299.00 313.00 647.00
           
Cash at Bank n/a 76,420.00 n/a n/a 54,663.00
Treasury Bills 91,388.00 n/a n/a n/a n/a
Liquid Assets 91,388.00 76,420.00 n/a n/a 54,663.00
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Other Assets n/a 78,214.00 83,290.00 31,395.00 16,160.00
Total Assets 873,394.00 886,525.00 871,269.00 833,893.00 797,598.00
           
Liabilities          
Items in Course of Collection n/a 316.00 306.00 373.00 636.00
Deposits & Customer Accounts 482,597.00 483,991.00 463,349.00 449,499.00 448,386.00
Debt Securities 73,819.00 71,552.00 87,397.00 97,689.00 91,168.00
Other Current Liabilities n/a n/a n/a n/a n/a
           
Borrowings 10,730.00 13,108.00 14,261.00 17,130.00 17,656.00
Provisions 2,012.00 2,131.00 1,960.00 3,367.00 3,547.00
Other Liabilities 260,325.00 262,275.00 254,583.00 218,029.00 186,006.00
Total Liabilities 829,483.00 833,373.00 821,856.00 786,087.00 747,399.00
           
Net Assets 43,911.00 53,152.00 49,413.00 47,806.00 50,199.00
           
Capital & Reserves          
Share Capital 6,729.00 7,102.00 7,084.00 7,005.00 7,116.00
Share Premium Account 18,504.00 18,479.00 17,863.00 17,751.00 17,719.00
Other Reserves 11,884.00 11,189.00 19,653.00 19,601.00 19,701.00
Retained Earnings 6,550.00 16,147.00 4,584.00 3,246.00 5,389.00
Shareholders Funds 43,667.00 52,917.00 49,184.00 47,603.00 49,925.00
           
Minority Interests/Other Equity 244.00 235.00 229.00 203.00 274.00
Total Equity 43,911.00 53,152.00 49,413.00 47,806.00 50,199.00
Cash Flow 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Net Cash Flow From Operating Activities 22,011.00 6,758.00 27,171.00 11,281.00 (11,107.00)
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities 510.00 (2,545.00) (4,000.00) (2,130.00) 11,921.00
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (5,886.00) (3,164.00) (5,515.00) (6,564.00) (4,298.00)
Net Increase/Decrease In Cash 16,635.00 1,049.00 17,656.00 2,587.00 (3,484.00)
Ratios - based on IFRS 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
PE Ratio - Adjusted 9.3 6.4 30.4 17.9 9.4
PEG - Adjusted n/a 0.0 n/a n/a 0.4
Earnings per Share Growth - Adjusted -35% 525% -66% -36% 25%
Dividend Cover 2.04 3.75 2.11 3.12 1.71
Revenue per Share (9.08p) 52.78p 41.31p 59.99p 37.51p
Pre-Tax Profit per Share 8.12p 9.73p 1.74p 6.22p 10.12p
Operating Margin (89.45%) 18.43% 4.20% 10.37% 26.98%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 9.3 6.4 30.4 17.9 9.4
PEG - Adjusted n/a 0.0 n/a n/a 0.4
Earnings per Share Growth - Adjusted -35% 525% -66% -36% 25%
Dividend Cover 2.04 3.75 2.11 3.12 1.71
           
Dividend Yield 5.3% 4.2% 1.6% 1.8% 6.2%
Dividend per Share Growth 20.00% 250.88% (49.11%) (65.11%) 5.25%
Operating Cash Flow per Share 37.38p 9.53p 38.48p 15.98p (18.86p)
Cash Incr/Decr per Share 28.25p 1.48p 25.01p 3.66p (5.92p)
Net Asset Value per Share (exc. Intangibles) 61.63p 57.97p 52.88p 51.15p 67.55p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

Top of Page