Secure Trust Bank (STB)

Sector:

Banking

Index:

FTSE Small Cap

1,504.00p
   
  • Change Today:
    -6.00p
  • 52 Week High: 1,628.00
  • 52 Week Low: 860.00
  • Currency: UK Pounds
  • Shares Issued: 18.80m
  • Volume: 28,650
  • Market Cap: £282.69m
  • Beta: 0.01

STB Overview

Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company’s segments include Real Estate Finance, Commercial Finance, Vehicle Finance and Retail Finance. Real Estate Finance is engaged in lending secured against property assets to a maximum 70% loan-to-value ratio, on fixed or variable rates over a term of up to five years. Commercial Finance is engaged in lending predominantly against receivables, typically releasing 90% of qualifying invoices under invoice discounting facilities. Other assets can also be funded either long or short-term and for a range of loan-to-value ratios alongside these services. Vehicle Finance include hire purchase lending for used cars to prime and near-prime customers and Personal Contract Purchase lending into the consumer prime credit market, both secured against the vehicle financed.

1 Day Chart (09-09-2026)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 2.2% 0.0%
Div Cover 6.7 6.6
Op Mrgn 19.6% 102.3%
ROCE 12.1%  
Latest F'cast
P/E 6.8 5.2
PEG 1.4 0.1
Pr/Revenue 1.0 1.3
Pr/Book 0.8  
Latest F'cast
Revenue 1.7% -52.6%
PBT -0.2% 146.6%
EPS 4.9% 4.3%
DPS 5.0% 6.1%

STB Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-21 163.90 55.90 244.10p 5.4 0.0 +195% 61.10p 4.6%
31-Dec-22 203.00 39.00 158.50p 4.7 n/a -35% 45.10p 6.0%
31-Dec-23 304.00 36.10 140.80p 4.9 n/a -11% 32.20p 4.7%
31-Dec-24 296.80 59.40 227.70p 1.6 0.0 +62% 33.80p 9.3%
31-Dec-25 301.80 59.30 238.90p 5.2 1.0 +5% 35.50p 2.9%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

STB Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-26 142.90 146.25 249.27p 6.1 1.4 +4% 37.67p 0.0%
31-Dec-27 146.95 162.23 321.40p 4.7 0.2 +29% 40.05p 0.0%

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STB Company Announcements

Launch of 2nd Tranche of Share Buyback Programme 07-Sep-2026 07:00 RNS
Total Voting Rights 01-Sep-2026 09:30 RNS
Director/PDMR Shareholding 21-Aug-2026 16:07 RNS

Latest STB Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 5: Forecast figures based on normalised accounts.

 

STB Market Data

Currency UK Pounds
Share Price 1,504.00p
Change Today -6.00p
% Change -0.40 %
52 Week High 1,628.00
52 Week Low 860.00
Volume 28,650
Shares Issued 18.80m
Market Cap £282.69m
Beta 0.01

STB Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
99.28% above the market average99.28% above the market average99.28% above the market average99.28% above the market average99.28% above the market average
86.67% above the sector average86.67% above the sector average86.67% above the sector average86.67% above the sector average86.67% above the sector average
Price Trend
92.06% above the market average92.06% above the market average92.06% above the market average92.06% above the market average92.06% above the market average
6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average
Income
20.11% above the market average20.11% above the market average20.11% above the market average20.11% above the market average20.11% above the market average
66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average
Growth
51.66% below the market average51.66% below the market average51.66% below the market average51.66% below the market average51.66% below the market average
46.67% below the sector average46.67% below the sector average46.67% below the sector average46.67% below the sector average46.67% below the sector average

What The Brokers Say

Strong Buy 1
Buy 0
Neutral 0
Sell 0
Strong Sell 0
Total 1
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

STB Dividends

  Latest Previous
  Interim Final
Ex-Div 27-Aug-26 23-Apr-26
Paid 24-Sep-26 21-May-26
Amount 12.40p 23.70p

Trades for 09-Sep-2026

Time Volume / Share Price
16:35 3,473 @ 1,504.00p
16:35 8 @ 1,504.00p
16:35 29 @ 1,504.00p
16:35 18 @ 1,504.00p
16:35 23 @ 1,504.00p

STB Key Personnel

CEO Ian Corfield

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