Legal & General Group (LGEN)

Sector:

Insurance

Index:

FTSE 100

248.50p
   
  • Change Today:
      3.40p
  • 52 Week High: 274.10
  • 52 Week Low: 233.70
  • Currency: UK Pounds
  • Shares Issued: 5,597m
  • Volume: 26,218,375
  • Market Cap: £13,910m
  • RiskGrade: 166

Dividend Data

  31-Dec-2531-Dec-2431-Dec-2331-Dec-2231-Dec-21
Interim Dividend6.12p6.00p5.71p5.44pn/a
Final Dividend15.67p15.36p14.63p13.93pn/a
Total Dividend21.79p21.36p20.34p19.37pn/a
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 9,222.00 8,542.00 9,624.00 8,683.00 10,375.00
Operating Profit/(Loss) 824.00 448.00 542.00 1,229.00 2,926.00
Net Interest n/a n/a (347.00) (290.00) (294.00)
Profit Before Tax 824.00 448.00 195.00 939.00 2,632.00
Profit After Tax 520.00 130.00 443.00 782.00 2,043.00
Discontinued Operations          
Profit After Tax 96.00 65.00 n/a n/a n/a
PROFIT FOR THE PERIOD 616.00 195.00 443.00 782.00 2,043.00
Attributable to:          
Equity Holders of Parent Company 592.00 191.00 457.00 783.00 2,050.00
Minority Interests 24.00 4.00 (14.00) (1.00) (7.00)
           
Continuing EPS          
Earnings per Share - Basic 831.00p 178.00p 7.35p 12.84p 34.19p
Earnings per Share - Diluted 816.00p 177.00p 7.28p 12.47p 32.57p
Earnings per Share - Adjusted 831.00p 178.00p 7.35p 12.84p 34.19p
Continuing and Discontinued EPS          
Earnings per Share - Basic 999.00p 289.00p 7.35p 12.84p 34.19p
Earnings per Share - Diluted 974.00p 286.00p 7.28p 12.47p 32.57p
Earnings per Share - Adjusted 999.00p 289.00p 7.35p 12.84p 34.19p
           
Dividend per Share 21.79p 21.36p 20.34p 19.37p 18.45p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Non-Current Assets          
Property, Plant & Equipment 332.00 395.00 433.00 326.00 316.00
Intangible Assets 395.00 480.00 550.00 512.00 433.00
Investment Properties 11,636.00 9,822.00 8,893.00 9,372.00 10,150.00
Investments 510.00 872.00 472,021.00 447,112.00 538,749.00
Other Financial Assets n/a n/a n/a n/a n/a
Other Non-Current Assets n/a n/a n/a n/a n/a
  12,873.00 11,569.00 481,897.00 457,322.00 549,648.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Cash at Bank & in Hand 17,098.00 16,657.00 20,513.00 35,784.00 16,487.00
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a n/a n/a 802.00 n/a
  17,098.00 16,657.00 20,513.00 36,586.00 16,487.00
           
Other Assets 543,457.00 506,776.00 12,379.00 14,649.00 9,323.00
Total Assets 582,268.00 544,167.00 522,095.00 513,270.00 582,638.00
           
Liabilities          
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities 161.00 118.00 n/a 69.00 n/a
  161.00 118.00 n/a 69.00 n/a
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 4,898.00 7,699.00 6,120.00 5,557.00 5,188.00
Provisions 310.00 349.00 365.00 1,096.00 1,489.00
Other Non-Current Liabilities n/a n/a n/a n/a n/a
  5,208.00 8,048.00 6,485.00 6,653.00 6,677.00
           
Other Liabilities 480,639.00 436,672.00 419,160.00 422,749.00 475,193.00
Total Liabilities 579,956.00 540,656.00 517,311.00 507,737.00 571,695.00
           
Net Assets 2,312.00 3,511.00 4,784.00 5,533.00 10,943.00
           
Capital & Reserves          
Share Capital 142.00 147.00 149.00 149.00 149.00
Share Premium Account 1,052.00 1,036.00 1,030.00 1,018.00 1,012.00
Other Reserves 77.00 156.00 179.00 193.00 97.00
Retained Earnings 517.00 1,714.00 2,973.00 3,707.00 9,228.00
Shareholders Funds 1,788.00 3,053.00 4,331.00 5,067.00 10,486.00
           
Minority Interests/Other Equity 524.00 458.00 453.00 466.00 457.00
Total Equity 2,312.00 3,511.00 4,784.00 5,533.00 10,943.00
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 4,548.00 (4,446.00) (14,244.00) 20,464.00 (169.00)
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities 170.00 239.00 (422.00) (226.00) 133.00
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (2,929.00) 331.00 (556.00) (1,033.00) (1,505.00)
Net Increase/Decrease In Cash 1,789.00 (3,876.00) (15,222.00) 19,205.00 (1,541.00)
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted 0.3 1.3 34.2 19.4 8.7
PEG - Adjusted 0.0 0.0 n/a n/a 0.2
Earnings per Share Growth - Adjusted 367% 2,322% -43% -62% 55%
Dividend Cover 38.14 8.33 0.36 0.66 1.85
Revenue per Share 164.75p 152.61p 171.94p 155.12p 173.77p
Pre-Tax Profit per Share 14.72p 8.00p 3.48p 16.78p 44.08p
Operating Margin 8.94% 5.24% 5.63% 14.15% 28.20%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 0.3 0.8 34.2 19.4 8.7
PEG - Adjusted 0.0 0.0 n/a n/a 0.3
Earnings per Share Growth - Adjusted 246% 3,832% -43% -62% 27%
Dividend Cover 45.85 13.53 0.36 0.66 1.85
           
Dividend Yield 8.3% 9.3% 8.1% 7.8% 6.2%
Dividend per Share Growth 2.01% 5.01% 5.01% 4.99% 5.01%
Operating Cash Flow per Share 81.25p (79.43p) (254.47p) 365.60p (2.83p)
Cash Incr/Decr per Share 31.96p (69.25p) (271.95p) 343.11p (25.81p)
Net Asset Value per Share (exc. Intangibles) 34.25p 54.15p 75.64p 89.70p 176.03p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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