Hiscox Limited (DI) (HSX)

Sector:

Insurance

Index:

FTSE 100

1,804.00p
   
  • Change Today:
    -11.00p
  • 52 Week High: 1,859.00
  • 52 Week Low: 1,227.00
  • Currency: UK Pounds
  • Shares Issued: 321.80m
  • Volume: 512,457
  • Market Cap: £5,805m
  • RiskGrade: 130

Dividend Data

  31-Dec-2531-Dec-2431-Dec-2331-Dec-2231-Dec-21
Interim Dividend14.40¢13.20¢12.50¢12.00¢n/a
Final Dividend35.90¢29.90¢25.00¢24.00¢n/a
Total Dividend50.30¢43.10¢37.50¢36.00¢n/a
For more dividend details, click here

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 4,883.70 4,672.50 4,483.20 4,273.30 4,269.20
Operating Profit/(Loss) 277.70 231.80 244.70 (75.70) 240.80
Profit Before Tax 732.70 685.40 625.90 275.60 190.80
Profit After Tax 604.10 627.20 712.00 253.90 189.50
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 604.10 627.20 712.00 253.90 189.50
Attributable to:          
Equity Holders of Parent Company 604.10 627.20 712.00 253.90 189.50
Minority Interests n/a n/a n/a n/a n/a
           
Continuing EPS          
Earnings per Share - Basic 180.70¢ 183.20¢ 162.70¢ 73.80¢ 55.30¢
Earnings per Share - Diluted 175.00¢ 178.10¢ 201.50¢ 72.70¢ 54.70¢
Earnings per Share - Adjusted 183.90¢ 184.40¢ 162.70¢ 73.80¢ 55.30¢
Continuing and Discontinued EPS          
Earnings per Share - Basic 180.70¢ 183.20¢ 162.70¢ 73.80¢ 55.30¢
Earnings per Share - Diluted 175.00¢ 178.10¢ 201.50¢ 72.70¢ 54.70¢
Earnings per Share - Adjusted 183.90¢ 184.40¢ 162.70¢ 73.80¢ 55.30¢
           
Dividend per Share 50.30¢ 43.10¢ 37.50¢ 36.00¢ 34.50¢
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Property, Plant & Equipment 108.60 125.60 130.30 133.10 90.40
Intangible Assets 381.00 308.80 323.90 320.40 313.10
Investment Properties n/a n/a n/a n/a n/a
Investments 0.40 0.80 0.80 5.60 5.70
Other Financial Assets 8,432.00 7,077.60 n/a 5,812.10 6,041.30
Insurance/Re-Insurance Assets 1,824.80 1,976.80 2,098.30 2,517.20 3,908.00
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 349.70 249.00 206.50 160.60 n/a
Cash at Bank & in Hand 878.00 1,227.00 1,437.00 1,350.90 1,300.70
Other Current Assets 4.60 3.30 n/a 4.00 4.90
Other Assets 210.10 271.90 6,863.70 59.10 2,182.40
Total Assets 12,189.20 11,240.80 11,060.50 10,363.00 13,846.50
           
Liabilities          
Insurance Contracts 6,877.50 6,396.30 6,604.00 6,694.30 n/a
Provisions for Risks and Charges n/a n/a n/a n/a n/a
Other Insurance Liabilities n/a n/a n/a n/a 8,868.40
Borrowings n/a n/a n/a 636.20 746.70
Provisions 64.40 75.80 56.90 n/a 0.10
Other Liabilities 1,299.40 1,078.80 1,102.90 397.50 1,692.00
Total Liabilities 8,241.30 7,550.90 7,763.80 7,728.00 11,307.20
           
Net Assets 3,947.90 3,689.90 3,296.70 2,635.00 2,539.30
           
Capital & Reserves          
Share Capital 36.80 38.10 38.80 38.70 38.70
Share Premium Account 140.20 405.60 528.80 517.60 516.80
Other Reserves (152.20) (207.10) (195.20) (220.20) (105.30)
Retained Earnings 3,922.00 3,452.20 2,923.20 2,297.80 2,088.00
Shareholders Funds 3,946.80 3,688.80 3,295.60 2,633.90 2,538.20
           
Minority Interests/Other Equity 1.10 1.10 1.10 1.10 1.10
Total Equity 3,947.90 3,689.90 3,296.70 2,635.00 2,539.30
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 72.80 114.40 232.10 373.40 16.60
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (113.40) (38.50) (34.20) (81.90) (36.60)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (357.20) (282.60) (128.90) (190.90) (246.20)
Net Increase/Decrease In Cash (397.80) (206.70) 69.00 100.60 (266.20)
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted 10.4 7.9 8.7 19.8 20.9
PEG - Adjusted n/a 0.6 0.1 0.6 n/a
Earnings per Share Growth - Adjusted -0% 13% 120% 34% n/a
Dividend Cover 3.66 4.28 4.34 2.05 1.60
Revenue per Share 1,460.86p 1,365.14p 1,297.97p 1,241.77p 1,246.30p
Pre-Tax Profit per Share 219.17p 200.25p 181.21p 80.09p 55.70p
Operating Margin 5.69% 4.96% 5.46% (1.77%) 5.64%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 10.4 7.9 8.7 19.8 20.9
PEG - Adjusted n/a 0.6 0.1 0.6 n/a
Earnings per Share Growth - Adjusted -0% 13% 120% 34% n/a
Dividend Cover 3.66 4.28 4.34 2.05 1.60
           
Dividend Yield 2.6% 3.0% 2.6% 2.5% 3.0%
Dividend per Share Growth 16.71% 14.93% 4.17% 4.35% n/a
Operating Cash Flow per Share 21.78p 33.42p 67.20p 108.51p 4.85p
Cash Incr/Decr per Share (118.99p) (60.39p) 19.98p 29.23p (77.71p)
Net Asset Value per Share (exc. Intangibles) 1,066.96p 987.84p 860.68p 672.60p 649.89p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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