Bread Financial Holdings, Inc. (BFH)

Index:

S&P 500

$ 50.27
   
  • Change Today:
    $-0.97
  • 52 Week High: $66.35
  • 52 Week Low: $38.52
  • Currency: US Dollars
  • Shares Issued: 47.60m
  • Volume: 16,127
  • Market Cap: $2,392.85m
  • Beta: 1.48

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
Revenue 5,581.30 5,666.60 7,719.40 7,138.10 6,439.70
Operating Profit/(Loss) 1,307.40 1,757.30 1,645.50 1,265.50 1,261.80
Profit Before Tax 738.40 1,215.00 1,081.10 837.00 931.60
Profit After Tax 572.60 945.50 788.70 517.60 605.40
           
Earnings per Share - Basic 1,125.00¢ 1,724.00¢ 1,417.00¢ 737.00¢ 891.00¢
Earnings per Share - Adjusted 1,125.00¢ 1,724.00¢ 1,417.00¢ 737.00¢ 891.00¢
           
Dividend per Share 252.00¢ 228.00¢ 208.00¢ 52.00¢ n/a
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Assets          
Non-Current Assets          
Property, Plant & Equipment 546.60 288.20 613.90 586.00 576.70
Intangible Assets 1,108.20 1,172.20 4,680.70 4,804.00 5,017.80
Other Non-Current Assets 727.30 4,215.60 684.60 534.80 505.00
  2,382.10 5,676.00 5,979.20 5,924.80 6,099.50
Current Assets          
Inventories 218.00 248.00 234.10 271.30 228.00
Cash at Bank & in Hand 3,874.40 3,817.40 4,190.00 1,859.20 1,168.00
Other Current Assets 20,020.30 20,646.30 20,281.50 17,458.80 14,854.40
  24,112.70 24,711.70 24,705.60 19,589.30 16,250.40
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 26,494.80 30,387.70 30,684.80 25,514.10 22,349.90
Current Liabilities          
Borrowings 3,154.80 2,856.50 1,471.20 2,453.50 1,418.70
Other Current Liabilities 8,717.20 8,627.50 8,675.50 6,776.00 4,984.40
           
Current Liabilities 11,872.00 11,484.00 10,146.70 9,229.50 6,403.10
           
Net Current Assets c12,240.70 c13,227.70 c14,558.90 c10,359.80 c9,847.30
           
Borrowings 7,293.40 10,520.60 13,415.70 10,103.30 10,081.40
Other Non-Current Liabilities 5,741.10 6,051.00 5,267.10 4,523.10 3,688.00
Non-Current Liabilities 13,034.50 16,571.60 18,682.80 14,626.40 13,769.40
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 24,906.50 28,055.60 28,829.50 23,855.90 20,172.50
           
Net Assets 1,588.30 2,332.10 1,855.30 1,658.20 2,177.40
           
Shareholders Funds 1,588.30 2,332.10 1,855.30 1,658.20 2,010.00
           
Minority Interests/Other Equity n/a n/a n/a n/a 167.40
Total Equity 1,588.30 2,332.10 1,855.30 1,658.20 2,177.40
Cash Flow 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Net Cash Flow From Operating Activities 1,217.70 2,754.90 2,599.10 2,114.40 1,705.80
Net Cash Flow from Investing Activities 2,860.80 (1,872.00) (4,268.10) (4,063.00) (3,362.60)
Net Cash Flow from Financing Activities (4,088.10) (1,229.90) 4,015.20 2,639.80 1,747.60
Net Increase/Decrease In Cash (9.60) (347.00) 2,346.20 691.20 90.80
Ratios - based on IFRS 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
PE Ratio - Adjusted 10.0 8.7 17.9 31.0 n/a
PEG - Adjusted n/a 0.4 0.2 n/a n/a
Earnings per Share Growth - Adjusted -35% 22% 92% -17% 2%
Dividend Cover 4.46 7.56 6.81 14.17 n/a
Revenue per Share 11,725.42¢ 11,904.62¢ 16,217.23¢ 14,996.01¢ 13,528.78¢
Pre-Tax Profit per Share 1,551.26¢ 2,552.52¢ 2,271.22¢ 1,758.40¢ 1,957.14¢
Operating Margin 23.42% 31.01% 21.32% 17.73% 19.59%
Return on Capital Employed 6.76% 8.36% 8.96% 8.89% 10.76%
           
Dividend Yield 2.2% 1.5% 0.8% 0.2% 0.0%
Dividend per Share Growth 10.53% 9.62% 300.00% n/a n/a
Operating Cash Flow per Share 2,558.19¢ 5,787.60¢ 5,460.29¢ 4,442.02¢ 3,583.61¢
Cash Incr/Decr per Share (20.17¢) (728.99¢) 4,928.99¢ 1,452.10¢ 190.76¢
Net Asset Value per Share (exc. Intangibles) 1,008.61¢ 2,436.76¢ (5,935.72¢) (6,608.82¢) (5,967.23¢)
Net Gearing 413.89% 409.92% 576.56% 645.13% 514.03%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Forecast figures based on normalised accounts.

 

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