Arbuthnot Banking Group (ARBB)

Sector:

Banking

Index:

FTSE AIM All-Share

830.00p
   
  • Change Today:
    -20.00p
  • 52 Week High: 1,100.00
  • 52 Week Low: 815.00
  • Currency: UK Pounds
  • Shares Issued: 16.73m
  • Volume: 10,095
  • Market Cap: £138.85m
  • RiskGrade: 147
  • Beta: 0.01

Dividend Data

  31-Dec-2531-Dec-2431-Dec-2331-Dec-2231-Dec-21
Interim Dividend22.00p20.00p19.00p17.00pn/a
Final Dividend31.00p29.00p27.00p25.00pn/a
Total Dividend53.00p49.00p46.00p42.00pn/a
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 169.47 179.51 178.90 137.39 88.68
Operating Profit/(Loss) 24.18 35.09 47.12 20.01 4.64
Profit Before Tax 24.18 35.09 47.12 20.01 4.64
Profit After Tax 17.81 24.85 35.38 16.46 2.15
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 17.81 24.85 35.38 16.46 2.15
Attributable to:          
Equity Holders of Parent Company 17.81 24.85 35.38 16.46 2.15
Minority Interests n/a n/a n/a n/a n/a
           
Continuing EPS          
Earnings per Share - Basic 109.10p 152.30p 222.80p 109.60p 45.20p
Earnings per Share - Diluted 109.10p 152.30p 222.80p 109.60p 45.20p
Earnings per Share - Adjusted 109.10p 152.30p 222.80p 109.60p 45.20p
Continuing and Discontinued EPS          
Earnings per Share - Basic 109.10p 152.30p 222.80p 109.60p 45.20p
Earnings per Share - Diluted 109.10p 152.30p 222.80p 109.60p 45.20p
Earnings per Share - Adjusted 109.10p 152.30p 222.80p 109.60p 45.20p
           
Dividend per Share 53.00p 49.00p 46.00p 42.00p 38.00p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Property, Plant & Equipment 355.07 360.88 327.12 182.99 141.56
Intangible Assets 33.45 30.57 29.59 32.55 29.86
Investment Properties 5.25 5.25 5.95 6.55 6.55
Investments 2.06 4.95 3.94 3.40 3.17
Other Financial Assets n/a n/a n/a n/a n/a
           
Loans & Advances to Banks 117.50 66.97 79.38 115.79 73.44
Loans & Advances to Customers 1,960.54 2,094.21 2,064.22 2,036.08 1,870.96
Advances 2,078.04 2,161.18 2,143.60 2,151.86 1,944.41
           
Debt Securities 2,033.16 1,199.85 942.44 439.75 301.05
Items in course of collection n/a n/a n/a n/a n/a
           
Cash at Bank 437.55 911.89 826.56 732.73 814.69
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 437.55 911.89 826.56 732.73 814.69
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Other Assets 53.26 54.67 64.64 64.21 117.57
Total Assets 4,997.84 4,729.23 4,343.84 3,614.05 3,358.87
           
Liabilities          
Items in Course of Collection n/a n/a n/a n/a n/a
Deposits & Customer Accounts 4,571.75 4,325.40 3,952.98 3,328.58 3,078.20
Debt Securities n/a n/a 37.73 37.59 36.77
Other Current Liabilities n/a 3.00 0.29 1.75 n/a
           
Borrowings 96.94 92.81 53.76 7.87 21.28
Provisions 10.26 5.67 4.91 n/a n/a
Other Liabilities 42.49 35.38 41.73 26.28 21.74
Total Liabilities 4,721.44 4,462.27 4,091.40 3,402.07 3,157.99
           
Net Assets 276.40 266.96 252.44 211.98 200.88
           
Capital & Reserves          
Share Capital 0.17 0.17 0.17 0.15 0.15
Share Premium Account 11.61 11.61 11.61 n/a n/a
Other Reserves 265.74 254.57 240.61 (0.21) (0.30)
Retained Earnings (1.11) 0.61 0.06 212.04 201.03
Shareholders Funds 276.40 266.96 252.44 211.98 200.88
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 276.40 266.96 252.44 211.98 200.88
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 625.53 369.16 616.15 113.78 213.52
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (848.74) (282.87) (518.13) (135.78) 53.67
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (200.61) (13.37) (40.60) (17.62) (126.13)
Net Increase/Decrease In Cash (423.81) 72.92 57.42 (39.62) 141.07
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted 8.1 5.8 4.5 7.8 18.5
PEG - Adjusted n/a n/a 0.0 0.1 n/a
Earnings per Share Growth - Adjusted -28% -32% 103% 142% n/a
Dividend Cover 2.06 3.11 4.84 2.61 1.19
Revenue per Share 1,013.04p 1,073.04p 1,069.38p 821.25p 530.06p
Pre-Tax Profit per Share 144.56p 209.75p 281.64p 119.61p 27.72p
Operating Margin 14.27% 19.55% 26.34% 14.56% 5.23%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 8.1 5.8 4.5 7.8 18.5
PEG - Adjusted n/a n/a 0.0 0.1 n/a
Earnings per Share Growth - Adjusted -28% -32% 103% 142% n/a
Dividend Cover 2.06 3.11 4.84 2.61 1.19
           
Dividend Yield 6.0% 5.5% 4.6% 4.9% 4.6%
Dividend per Share Growth 8.16% 6.52% 9.52% 10.53% n/a
Operating Cash Flow per Share 3,739.17p 2,206.67p 3,683.08p 680.14p 1,276.34p
Cash Incr/Decr per Share (2,533.37p) 435.87p 343.25p (236.83p) 843.25p
Net Asset Value per Share (exc. Intangibles) 1,452.25p 1,413.04p 1,332.12p 1,072.55p 1,022.25p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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