Assurant Inc. (AIZ)

Index:

S&P 500

$ 201.41
   
  • Change Today:
    $-2.56
  • 52 Week High: $228.68
  • 52 Week Low: $161.28
  • Currency: US Dollars
  • Shares Issued: 50.83m
  • Volume: 506,536
  • Market Cap: $10,238m
  • RiskGrade: 140
  • Beta: 0.77

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 11,877.50 11,131.60 10,193.00 10,187.60 8,275.80
Operating Profit/(Loss) 1,034.30 914.80 458.20 883.10 685.30
Profit Before Tax 927.30 806.80 349.90 771.30 580.80
Profit After Tax 760.20 642.50 276.60 602.90 520.40
           
Earnings per Share - Basic 1,455.00¢ 1,202.00¢ 509.00¢ 2,295.00¢ 704.00¢
Earnings per Share - Adjusted 1,455.00¢ 1,202.00¢ 509.00¢ 2,295.00¢ 704.00¢
           
Dividend per Share 296.00¢ 282.00¢ 274.00¢ 266.00¢ 255.00¢
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 768.30 685.80 645.10 561.40 446.10
Intangible Assets 3,159.60 3,175.90 638.90 3,874.20 4,437.70
Other Non-Current Assets n/a n/a n/a n/a n/a
  3,927.90 3,861.70 1,284.00 4,435.60 4,883.80
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 1,807.70 1,627.40 1,536.70 2,040.80 2,207.60
Other Current Assets n/a n/a n/a n/a n/a
  1,807.70 1,627.40 1,536.70 2,040.80 2,207.60
           
Other Assets 29,285.00 28,146.10 30,296.60 27,444.20 37,558.50
Total Assets 35,020.60 33,635.20 33,117.30 33,920.60 44,649.90
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities n/a n/a n/a n/a n/a
           
Current Liabilities n/a n/a n/a n/a n/a
           
Net Current Assets c1,807.70 c1,627.40 c1,536.70 c2,040.80 c2,207.60
           
Borrowings 2,083.10 2,080.60 2,129.90 2,202.50 2,252.90
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 2,083.10 2,080.60 2,129.90 2,202.50 2,252.90
           
Other Liabilities 27,830.80 26,745.10 26,758.70 26,254.00 36,442.20
Total Liabilities 29,913.90 28,825.70 28,888.60 28,456.50 38,695.10
           
Net Assets 5,106.70 4,809.50 4,228.70 5,464.10 5,954.80
           
Shareholders Funds 5,106.70 4,809.50 4,228.70 5,464.10 5,951.40
           
Minority Interests/Other Equity n/a n/a n/a n/a 3.40
Total Equity 5,106.70 4,809.50 4,228.70 5,464.10 5,954.80
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 1,332.70 1,138.10 596.90 781.70 1,342.00
Net Cash Flow from Investing Activities (657.80) (637.70) (262.10) 157.60 (735.20)
Net Cash Flow from Financing Activities (494.60) (409.70) (852.90) (1,113.10) (245.30)
Net Increase/Decrease In Cash 180.30 90.70 (518.10) (173.80) 361.50
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 14.7 14.0 24.6 6.8 19.3
PEG - Adjusted 0.7 0.1 n/a 0.0 1.0
Earnings per Share Growth - Adjusted 21% 136% -78% 226% 20%
Dividend Cover 4.92 4.26 1.86 8.63 2.76
Revenue per Share 23,365.27¢ 21,897.94¢ 20,051.54¢ 20,040.92¢ 16,280.05¢
Pre-Tax Profit per Share 1,824.17¢ 1,587.13¢ 688.32¢ 1,517.29¢ 1,142.54¢
Operating Margin 8.71% 8.22% 4.50% 8.67% 8.28%
Return on Capital Employed 23.01% 21.72% 6.12% 20.34% 15.41%
           
Dividend Yield 1.4% 1.7% 2.2% 1.7% 1.9%
Dividend per Share Growth 4.96% 2.92% 3.01% 4.31% 4.94%
Operating Cash Flow per Share 2,621.67¢ 2,238.86¢ 1,174.21¢ 1,537.75¢ 2,639.97¢
Cash Incr/Decr per Share 354.68¢ 178.42¢ (1,019.20¢) (341.90¢) 711.14¢
Net Asset Value per Share (exc. Intangibles) 3,830.31¢ 3,213.60¢ 7,061.81¢ 3,127.63¢ 2,984.42¢
Net Gearing 5.39% 9.42% 14.03% 2.96% 0.76%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Forecast figures based on normalised accounts.

 

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