Lion Finance Group (BGEO)

Sector:

Banking

Index:

FTSE 250

6,680.00p
   
  • Change Today:
      80.00p
  • 52 Week High: 6,750.00
  • 52 Week Low: 3,560.00
  • Currency: UK Pounds
  • Shares Issued: 43.98m
  • Volume: 2,593
  • Market Cap: £2,937.92m
  • RiskGrade: 206
  • Beta: 0.03

Dividend Data

  31-Dec-2431-Dec-2331-Dec-2231-Dec-2131-Dec-20
Interim Dividend94.64p91.59p55.00p34.00pn/a
Final Dividend153.35p147.34p173.86p64.50pn/a
Total Dividend247.99p238.93p228.86p98.50pn/a
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 668.80 472.35 692.70 327.21 244.93
Operating Profit/(Loss) 806.80 484.30 537.71 205.51 147.77
Profit Before Tax 806.80 469.21 501.72 192.14 71.08
Profit After Tax 704.02 408.58 443.20 174.21 66.24
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 704.02 408.58 443.20 174.21 66.24
Attributable to:          
Equity Holders of Parent Company 701.68 406.81 441.82 173.42 65.93
Minority Interests 2.34 1.77 1.38 0.79 0.31
           
Continuing EPS          
Earnings per Share - Basic 1,612.18p 915.21p 951.17p 340.70p 138.56p
Earnings per Share - Diluted 1,579.32p 889.77p 930.91p 356.52p 138.56p
Earnings per Share - Adjusted 1,612.18p 915.21p 951.17p 340.70p 138.56p
Continuing and Discontinued EPS          
Earnings per Share - Basic 1,612.18p 915.21p 951.17p 340.70p 138.56p
Earnings per Share - Diluted 1,579.32p 889.77p 930.91p 356.52p 138.56p
Earnings per Share - Adjusted 1,612.18p 915.21p 951.17p 340.70p 138.56p
           
Dividend per Share 253.84p 238.93p 234.80p 91.29p n/a
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Property, Plant & Equipment 228.89 168.32 158.45 109.97 105.79
Intangible Assets 102.98 61.14 56.10 42.55 35.74
Investment Properties 38.06 36.28 51.12 54.35 51.93
Investments n/a n/a 1,335.05 621.91 571.40
Other Financial Assets n/a n/a n/a n/a n/a
           
Loans & Advances to Banks 928.74 512.47 n/a n/a n/a
Loans & Advances to Customers 9,506.76 5,916.00 5,175.32 3,874.01 3,187.15
Advances 10,435.51 6,428.47 5,175.32 3,874.01 3,187.15
           
Debt Securities n/a n/a n/a n/a 452.74
Items in course of collection n/a n/a 746.76 462.75 n/a
           
Cash at Bank 1,063.22 906.97 1,100.29 364.32 442.62
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 1,063.22 906.97 1,100.29 364.32 442.62
           
Inventories n/a n/a 5.25 2.76 2.32
Trade & Other Receivables 27.69 24.88 135.54 10.68 6.74
Other Assets 2,893.42 159.85 106.64 70.36 92.23
Total Assets 14,789.77 9,285.84 8,870.78 5,613.74 4,948.67
           
Liabilities          
Items in Course of Collection 2,458.99 1,507.60 1,616.48 1,034.68 n/a
Deposits & Customer Accounts 9,405.67 6,000.80 5,604.92 3,363.44 3,148.56
Debt Securities 638.84 123.20 198.27 363.87 1,105.24
Other Current Liabilities n/a n/a n/a n/a n/a
           
Borrowings 77.74 41.50 n/a n/a n/a
Provisions n/a n/a n/a n/a n/a
Other Liabilities 221.21 144.94 147.04 110.70 122.23
Total Liabilities 12,802.45 7,818.05 7,566.70 4,872.70 4,376.03
           
Net Assets 1,987.32 1,467.79 1,304.08 741.05 572.64
           
Capital & Reserves          
Share Capital 128.95 136.41 0.48 0.39 0.36
Share Premium Account n/a n/a n/a n/a n/a
Other Reserves 31.41 6.26 125.26 117.15 134.25
Retained Earnings 1,819.35 1,318.94 1,173.04 620.18 435.47
Shareholders Funds 1,979.72 1,461.61 1,298.79 737.72 570.09
           
Minority Interests/Other Equity 7.60 6.17 5.29 3.33 2.55
Total Equity 1,987.32 1,467.79 1,304.08 741.05 572.64
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 905.03 370.87 1,461.42 (8.88) n/a
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (795.52) (250.99) (562.50) (13.74) n/a
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities 75.01 (261.11) (265.34) (85.29) n/a
Net Increase/Decrease In Cash 184.52 (141.23) 633.58 (107.91) n/a
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 2.9 4.3 2.7 4.9 8.8
PEG - Adjusted 0.0 n/a 0.0 0.0 n/a
Earnings per Share Growth - Adjusted 76% -4% 179% 146% -50%
Dividend Cover 6.35 3.83 4.05 3.73 n/a
Revenue per Share 1,536.50p 1,062.56p 1,575.00p 688.23p 514.96p
Pre-Tax Profit per Share 1,853.55p 1,055.48p 1,140.77p 404.14p 149.44p
Operating Margin 120.63% 102.53% 77.63% 62.81% 60.33%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 2.9 4.3 2.7 4.9 8.8
PEG - Adjusted 0.0 n/a 0.0 0.0 n/a
Earnings per Share Growth - Adjusted 76% -4% 179% 146% -50%
Dividend Cover 6.35 3.83 4.05 3.73 n/a
           
Dividend Yield 5.4% 6.0% 9.0% 5.5% 0.0%
Dividend per Share Growth 6.24% 1.76% 157.21% n/a n/a
Operating Cash Flow per Share 2,079.22p 834.26p 3,322.86p (18.69p) n/a
Cash Incr/Decr per Share 423.92p (317.70p) 1,440.59p (226.97p) n/a
Net Asset Value per Share (exc. Intangibles) 4,329.12p 3,164.24p 2,837.55p 1,469.16p 1,128.80p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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