Discover Financial Services (DFS)

Index:

S&P 500

$ 200.05
   
  • Change Today:
    $0.00
  • 52 Week High: $204.07
  • 52 Week Low: $121.10
  • Currency: US Dollars
  • Shares Issued: 251.34m
  • Volume: 0
  • Market Cap: $50,280m
  • RiskGrade: 208
  • Beta: 1.55

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 23,634.00 20,340.00 12,864.00 10,651.00 11,088.00
Operating Profit/(Loss) 6,074.00 3,637.00 5,718.00 7,064.00 1,435.00
Profit Before Tax 6,074.00 3,637.00 5,718.00 7,064.00 1,435.00
Profit After Tax 4,535.00 2,796.00 4,374.00 5,449.00 1,141.00
           
Earnings per Share - Basic 1,772.00¢ 1,071.00¢ 1,545.00¢ 1,785.00¢ 360.00¢
Earnings per Share - Adjusted 1,772.00¢ 1,071.00¢ 1,545.00¢ 1,785.00¢ 360.00¢
           
Dividend per Share 280.00¢ 270.00¢ 230.00¢ 188.00¢ 176.00¢
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 1,072.00 1,091.00 1,003.00 983.00 1,027.00
Intangible Assets 255.00 255.00 255.00 255.00 350.00
Other Non-Current Assets n/a n/a n/a n/a n/a
  1,327.00 1,346.00 1,258.00 1,238.00 1,377.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 8,474.00 11,685.00 8,856.00 8,750.00 13,564.00
Other Current Assets n/a n/a n/a n/a n/a
  8,474.00 11,685.00 8,856.00 8,750.00 13,564.00
           
Other Assets 137,839.00 138,682.00 121,592.00 100,254.00 97,948.00
Total Assets 147,640.00 151,713.00 131,706.00 110,242.00 112,889.00
Current Liabilities          
Borrowings n/a 750.00 n/a 1,750.00 n/a
Other Current Liabilities n/a n/a n/a n/a n/a
           
Current Liabilities n/a 750.00 n/a 1,750.00 n/a
           
Net Current Assets c8,474.00 c10,935.00 c8,856.00 c7,000.00 c13,564.00
           
Borrowings 16,253.00 20,581.00 20,108.00 18,477.00 21,241.00
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 16,253.00 20,581.00 20,108.00 18,477.00 21,241.00
           
Other Liabilities 113,461.00 116,147.00 97,254.00 76,607.00 80,764.00
Total Liabilities 129,714.00 137,478.00 117,362.00 96,834.00 102,005.00
           
Net Assets 17,926.00 14,235.00 14,344.00 13,408.00 10,884.00
           
Shareholders Funds 17,926.00 14,235.00 14,344.00 13,408.00 10,884.00
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 17,926.00 14,235.00 14,344.00 13,408.00 10,884.00
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 8,425.00 8,563.00 7,140.00 6,019.00 6,196.00
Net Cash Flow from Investing Activities (3,751.00) (21,491.00) (25,637.00) 40.00 1,514.00
Net Cash Flow from Financing Activities (7,903.00) 15,759.00 16,062.00 (8,316.00) (1,085.00)
Net Increase/Decrease In Cash (3,229.00) 2,831.00 (2,435.00) (2,257.00) 6,625.00
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 9.8 10.5 6.3 6.5 25.1
PEG - Adjusted 0.1 n/a n/a 0.0 n/a
Earnings per Share Growth - Adjusted 66% -31% -13% 396% -60%
Dividend Cover 6.33 3.97 6.72 9.49 2.05
Revenue per Share 9,403.24¢ 8,092.66¢ 5,118.19¢ 4,237.70¢ 4,411.57¢
Pre-Tax Profit per Share 2,416.66¢ 1,447.05¢ 2,275.01¢ 2,810.55¢ 570.94¢
Operating Margin 25.70% 17.88% 44.45% 66.32% 12.94%
Return on Capital Employed 17.90% 10.30% 16.72% 21.16% 4.52%
           
Dividend Yield 1.6% 2.4% 2.4% 1.6% 1.9%
Dividend per Share Growth 3.70% 17.39% 22.34% 6.82% 4.76%
Operating Cash Flow per Share 3,352.05¢ 3,406.95¢ 2,840.78¢ 2,394.77¢ 2,465.20¢
Cash Incr/Decr per Share (1,284.72¢) 1,126.37¢ (968.81¢) (897.99¢) 2,635.88¢
Net Asset Value per Share (exc. Intangibles) 7,030.74¢ 5,562.21¢ 5,605.58¢ 5,233.17¢ 4,191.15¢
Net Gearing 43.40% 67.76% 78.44% 85.60% 70.53%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Forecast figures based on normalised accounts.

 

Top of Page