Mortgage Advice Bureau (Holdings) (MAB1)

Sector:

Financials

Index:

FTSE Small Cap

518.00p
   
  • Change Today:
      4.00p
  • 52 Week High: 808.00
  • 52 Week Low: 499.50
  • Currency: UK Pounds
  • Shares Issued: 57.61m
  • Volume: 70,743
  • Market Cap: £298.44m
  • Beta: 0.00

Dividend Data

  31-Dec-2531-Dec-2431-Dec-2331-Dec-2231-Dec-21
Interim Dividend7.20p13.40p13.40p13.40pn/a
Final Dividend15.30p14.80p14.70p14.70pn/a
Total Dividend22.50p28.20p28.10p28.10pn/a
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 318.77 266.54 239.53 230.82 188.66
Operating Profit/(Loss) 24.57 23.43 14.01 17.77 22.29
Net Interest (0.61) (0.68) (1.14) (1.13) (0.12)
Profit Before Tax 22.10 22.89 16.18 17.35 23.18
Profit After Tax 15.36 16.08 12.46 12.78 19.27
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 15.36 16.08 12.46 12.78 19.27
Attributable to:          
Equity Holders of Parent Company 15.07 15.90 13.47 12.24 18.72
Minority Interests 0.28 0.19 (1.01) 0.54 0.55
           
Continuing EPS          
Earnings per Share - Basic 26.00p 27.60p 23.60p 21.80p 35.20p
Earnings per Share - Diluted 25.80p 27.40p 23.50p 21.60p 35.00p
Earnings per Share - Adjusted 44.50p 39.20p 23.60p 37.80p 37.10p
Continuing and Discontinued EPS          
Earnings per Share - Basic 26.00p 27.60p 23.60p 21.80p 35.20p
Earnings per Share - Diluted 25.80p 27.40p 23.50p 21.60p 35.00p
Earnings per Share - Adjusted 44.50p 39.20p 23.60p 37.80p 37.10p
           
Dividend per Share 22.50p 28.20p 28.10p 28.10p 28.10p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Non-Current Assets          
Property, Plant & Equipment 12.26 9.01 8.08 10.00 5.12
Intangible Assets 123.61 102.27 105.36 109.71 17.86
Investment Properties n/a n/a n/a n/a n/a
Investments 4.99 14.82 12.30 11.39 15.22
Other Financial Assets n/a 0.21 0.30 0.32 0.22
Other Non-Current Assets 0.69 1.09 1.07 2.63 2.97
  141.56 127.39 127.12 134.04 41.39
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 13.26 9.76 9.32 10.29 6.34
Cash at Bank & in Hand 26.19 23.67 21.94 25.46 34.41
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets 0.43 n/a n/a n/a 0.14
  39.88 33.44 31.26 35.75 40.89
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 181.43 160.83 158.38 169.79 82.28
           
Liabilities          
Current Liabilities          
Borrowings 12.64 5.95 6.76 7.74 0.39
Other Current Liabilities 58.79 49.27 45.95 42.89 32.19
  71.43 55.22 52.70 50.63 32.59
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 5.61 12.11 14.23 19.61 2.20
Provisions 12.53 11.39 11.42 14.66 6.47
Other Non-Current Liabilities 15.96 7.02 5.62 9.45 0.03
  34.10 30.52 31.27 43.72 8.71
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 105.54 85.74 83.97 94.35 41.29
           
Net Assets 75.90 75.10 74.41 75.44 40.99
           
Capital & Reserves          
Share Capital 0.06 0.06 0.06 0.06 0.05
Share Premium Account 55.16 55.16 48.15 48.15 9.78
Other Reserves 7.36 4.33 6.07 4.53 28.95
Retained Earnings 11.56 14.11 15.92 15.15 25.41
Shareholders Funds 74.14 73.66 70.20 67.90 38.78
           
Minority Interests/Other Equity 1.76 1.43 4.21 7.55 2.20
Total Equity 75.90 75.10 74.41 75.44 40.99
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 34.37 30.03 23.74 24.34 26.92
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (10.77) (5.04) (2.52) (54.21) (7.38)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (21.09) (23.26) (24.74) 20.92 (18.10)
Net Increase/Decrease In Cash 2.51 1.74 (3.52) (8.95) 1.43
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted 15.5 15.6 34.7 14.0 39.1
PEG - Adjusted 1.1 0.2 n/a 7.0 1.3
Earnings per Share Growth - Adjusted 14% 66% -38% 2% 30%
Dividend Cover 1.98 1.39 0.84 1.35 1.32
Revenue per Share 553.28p 462.63p 415.76p 400.63p 327.46p
Pre-Tax Profit per Share 38.36p 39.72p 28.08p 30.12p 40.24p
Operating Margin 7.71% 8.79% 5.85% 7.70% 11.81%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 15.5 15.6 34.7 14.0 39.1
PEG - Adjusted 1.1 0.2 n/a 7.0 1.3
Earnings per Share Growth - Adjusted 14% 66% -38% 2% 30%
Dividend Cover 1.98 1.39 0.84 1.35 1.32
           
Dividend Yield 3.3% 4.6% 3.4% 5.3% 1.9%
Dividend per Share Growth (20.21%) 0.36% n/a n/a 9.77%
Operating Cash Flow per Share 59.66p 52.13p 41.20p 42.25p 46.72p
Cash Incr/Decr per Share 4.36p 3.01p (6.11p) (15.53p) 2.48p
Net Asset Value per Share (exc. Intangibles) (82.81p) (47.16p) (53.72p) (59.47p) 40.14p
Net Gearing -10.70% -7.63% -1.36% 2.79% -82.04%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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