Mortgage Advice Bureau (Holdings) (MAB1)

Sector:

Financials

Index:

FTSE AIM 50

834.00p
   
  • Change Today:
      4.00p
  • 52 Week High: 946.00
  • 52 Week Low: 544.00
  • Currency: UK Pounds
  • Shares Issued: 57.96m
  • Volume: 13,700
  • Market Cap: £483.36m

Dividend Data

  31-Dec-2431-Dec-2331-Dec-2231-Dec-2131-Dec-20
Interim Dividend13.40p13.40p13.40p13.40p6.40p
Final Dividend14.80p14.70p14.70p14.70p19.20p
Total Dividend28.20p28.10p28.10p28.10p25.60p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 266.54 239.53 230.82 188.66 148.30
Operating Profit/(Loss) 24.75 14.01 17.77 22.29 14.94
Net Interest (0.68) (1.14) (1.13) (0.12) (0.11)
Profit Before Tax 22.89 16.18 17.35 23.18 14.86
Profit After Tax 16.08 12.46 12.78 19.27 12.78
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 16.08 12.46 12.78 19.27 12.78
Attributable to:          
Equity Holders of Parent Company 15.90 13.47 12.24 18.72 12.38
Minority Interests 0.19 (1.01) 0.54 0.55 0.40
           
Continuing EPS          
Earnings per Share - Basic 27.60p 23.60p 21.80p 35.20p 23.70p
Earnings per Share - Diluted 27.40p 23.50p 21.60p 35.00p 23.60p
Earnings per Share - Adjusted 27.60p 23.60p 37.80p 37.10p 28.60p
Continuing and Discontinued EPS          
Earnings per Share - Basic 27.60p 23.60p 21.80p 35.20p 23.70p
Earnings per Share - Diluted 27.40p 23.50p 21.60p 35.00p 23.60p
Earnings per Share - Adjusted 27.60p 23.60p 37.80p 37.10p 28.60p
           
Dividend per Share 28.20p 28.10p 28.10p 28.10p 25.60p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 9.01 8.08 10.00 5.12 5.44
Intangible Assets 102.27 105.36 109.71 17.86 18.42
Investment Properties n/a n/a n/a n/a n/a
Investments 14.82 12.30 11.39 15.22 4.96
Other Financial Assets 0.21 0.30 0.32 0.22 n/a
Other Non-Current Assets 1.09 1.07 2.63 2.97 1.63
  127.39 127.12 134.04 41.39 30.44
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 9.76 9.32 10.29 6.34 5.60
Cash at Bank & in Hand 23.67 21.94 25.46 34.41 32.98
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a n/a n/a 0.14 n/a
  33.44 31.26 35.75 40.89 38.58
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 160.83 158.38 169.79 82.28 69.02
           
Liabilities          
Current Liabilities          
Borrowings 5.95 6.76 7.74 0.39 0.34
Other Current Liabilities 49.27 45.95 42.89 32.19 23.66
  55.22 52.70 50.63 32.59 24.01
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 12.11 14.23 19.61 2.20 2.35
Provisions 11.39 11.42 14.66 6.47 5.22
Other Non-Current Liabilities 7.02 5.62 9.45 0.03 n/a
  30.52 31.27 43.72 8.71 7.57
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 85.74 83.97 94.35 41.29 31.58
           
Net Assets 75.10 74.41 75.44 40.99 37.45
           
Capital & Reserves          
Share Capital 0.06 0.06 0.06 0.05 0.05
Share Premium Account 55.16 48.15 48.15 9.78 9.78
Other Reserves 4.33 6.07 4.53 28.95 1.83
Retained Earnings 14.11 15.92 15.15 25.41 23.88
Shareholders Funds 73.66 70.20 67.90 38.78 35.54
           
Minority Interests/Other Equity 1.43 4.21 7.55 2.20 1.91
Total Equity 75.10 74.41 75.44 40.99 37.45
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 30.03 23.74 24.34 26.92 17.82
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (5.04) (2.52) (54.21) (7.38) (2.65)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (23.26) (24.74) 20.92 (18.10) (3.05)
Net Increase/Decrease In Cash 1.74 (3.52) (8.95) 1.43 12.11
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 22.1 34.7 14.0 39.1 30.3
PEG - Adjusted 1.3 n/a 7.0 1.3 30.3
Earnings per Share Growth - Adjusted 17% -38% 2% 30% 1%
Dividend Cover 0.98 0.84 1.35 1.32 1.12
Revenue per Share 459.89p 413.30p 398.26p 325.52p 255.88p
Pre-Tax Profit per Share 39.49p 27.91p 29.94p 40.00p 25.64p
Operating Margin 9.28% 5.85% 7.70% 11.81% 10.07%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 22.1 34.7 14.0 39.1 30.3
PEG - Adjusted 1.3 n/a 7.0 1.3 30.3
Earnings per Share Growth - Adjusted 17% -38% 2% 30% 1%
Dividend Cover 0.98 0.84 1.35 1.32 1.12
           
Dividend Yield 4.6% 3.4% 5.3% 1.9% 3.0%
Dividend per Share Growth 0.36% n/a n/a 9.77% 46.29%
Operating Cash Flow per Share 51.82p 40.96p 42.00p 46.44p 30.74p
Cash Incr/Decr per Share 2.99p (6.08p) (15.44p) 2.47p 20.90p
Net Asset Value per Share (exc. Intangibles) (46.88p) (53.40p) (59.12p) 39.91p 32.84p
Net Gearing -7.63% -1.36% 2.79% -82.04% -85.22%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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