Provident Financial (PFGL)

 0.000p
   
  • Change Today:
      0.000p
  • 52 Week High: 0.000p
  • 52 Week Low: 0.000p
  • Currency: UK Pounds
  • Shares Issued: 147.19m
  • Volume: 0

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 456.70 446.20 488.80 480.70 478.70
Operating Profit/(Loss) 8.30 (138.00) (12.00) 110.10 142.20
Profit Before Tax 8.30 (138.00) (12.00) 110.10 142.20
Profit After Tax 8.00 (120.60) (11.70) 82.30 134.60
           
Earnings per Share - Basic 3.20p (46.70p) (4.60p) 30.80p (12.80p)
Earnings per Share - Adjusted 5.00p (9.70p) 4.50p 38.70p 57.50p
           
Dividend per Share n/a n/a 6.00p 15.30p 12.00p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Non-Current Assets          
Property, Plant & Equipment 20.10 23.50 31.30 40.70 56.30
Intangible Assets 66.20 62.70 146.80 134.50 123.50
Other Non-Current Assets n/a n/a 46.60 n/a n/a
  347.20 (83.90) 231.40 175.20 179.80
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 804.50 1,003.90 743.90 464.90 717.70
Other Current Assets n/a n/a n/a n/a n/a
  3,557.20 3,230.10 2,955.60 2,420.90 2,414.20
           
Other Assets 37.30 229.10 8.30 67.20 131.30
Total Assets 3,941.70 3,375.30 3,194.70 2,663.30 2,725.30
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities n/a n/a 44.10 n/a 3.80
           
Current Liabilities n/a n/a 44.10 n/a 3.80
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Borrowings 368.70 442.50 623.40 864.70 904.10
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 376.60 458.00 629.20 869.90 976.20
           
Other Liabilities 3,077.80 2,476.10 1,952.30 1,178.70 1,114.10
Total Liabilities 3,454.40 2,934.10 2,625.60 2,048.60 2,094.10
           
Net Assets 487.30 441.20 569.10 614.70 631.20
           
Shareholders Funds 487.30 441.20 569.10 614.70 631.20
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 487.30 441.20 569.10 614.70 631.20
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 93.00 452.70 584.70 (204.90) 163.10
Net Cash Flow from Investing Activities (270.30) (10.40) (18.80) (32.80) (22.30)
Net Cash Flow from Financing Activities (21.90) (181.30) (288.00) (12.50) (345.00)
Net Increase/Decrease In Cash (199.20) 261.00 277.90 (250.20) (204.20)
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted n/a n/a 49.5 5.0 6.2
PEG - Adjusted n/a n/a n/a n/a 0.0
Earnings per Share Growth - Adjusted n/a n/a -88% -33% 392%
Dividend Cover n/a n/a 0.75 2.53 4.79
Revenue per Share 310.27p 174.64p 193.20p 191.59p 190.94p
Pre-Tax Profit per Share 5.64p (54.01p) (4.74p) 43.88p 56.72p
Operating Margin 1.82% (30.93%) (2.45%) 22.90% 29.71%
Return on Capital Employed 1.04% n/a n/a 8.15% 9.58%
           
Dividend Yield 0.0% 0.0% 2.7% 7.9% 3.3%
Dividend per Share Growth n/a n/a (60.78%) 27.50% n/a
Operating Cash Flow per Share 63.18p 177.18p 231.11p (81.67p) 65.06p
Cash Incr/Decr per Share (135.33p) 102.15p 109.84p (99.72p) (81.45p)
Net Asset Value per Share (exc. Intangibles) 286.08p 148.14p 166.92p 191.39p 202.51p
Net Gearing -89.43% n/a -21.17% 65.04% 29.53%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 5 minutes.

Note 2: Forecast figures based on normalised accounts.

 

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