Credit Agricole (ACA)

Index:

CAC 40

  16.60
   
  • Change Today:
     0.00
  • 52 Week High:  19.03
  • 52 Week Low:  15.41
  • Currency: Euro
  • Shares Issued: 3,027.00m
  • Volume: 0
  • Market Cap:  50,248m
  • Beta: 0.25

Fundamentals - based on IFRS

    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Income Statement 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
Revenue 28,079.00 27,181.00 25,180.00 22,491.00 22,657.00
Operating Profit/(Loss) 10,929.00 10,432.00 9,262.00 7,485.00 8,453.00
Profit Before Tax 10,402.00 10,626.00 9,546.00 7,871.00 8,080.00
Profit After Tax 8,053.00 8,154.00 7,343.00 6,186.00 6,849.00
           
Earnings per Share - Basic 218.00¢ 210.90¢ 180.00¢ 163.70¢ 183.60¢
Earnings per Share - Adjusted 218.00¢ 210.90¢ 180.00¢ 163.70¢ 183.60¢
           
Dividend per Share 113.00¢ 110.00¢ 105.00¢ 105.00¢ 105.00¢
    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Balance Sheet 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Assets          
Non-Current Assets          
Property, Plant & Equipment 10,311.00 9,712.00 8,586.00 6,020.00 6,096.00
Intangible Assets 19,821.00 19,675.00 19,071.00 18,776.00 18,895.00
Other Non-Current Assets n/a n/a n/a n/a n/a
  30,132.00 29,387.00 27,657.00 24,796.00 24,991.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 1,533.00 1,587.00 177,320.00 207,648.00 237,757.00
Other Current Assets n/a n/a n/a n/a n/a
  1,533.00 1,587.00 177,320.00 207,648.00 237,757.00
           
Other Assets 2,342,642.00 2,278,808.00 1,984,421.00 1,905,642.00 1,811,207.00
Total Assets 2,374,307.00 2,309,782.00 2,189,398.00 2,138,086.00 2,073,955.00
Current Liabilities          
Borrowings 38,965.00 148,727.00 n/a n/a n/a
Other Current Liabilities n/a n/a n/a n/a n/a
           
Current Liabilities 38,965.00 148,727.00 n/a n/a n/a
           
Net Current Assets c(37,432.00) c(147,140.00) c177,320.00 c207,648.00 c237,757.00
           
Borrowings 293,662.00 272,225.00 1,674,077.00 1,640,562.00 1,293,454.00
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 293,662.00 272,225.00 1,674,077.00 1,640,562.00 1,293,454.00
           
Other Liabilities 1,955,816.00 1,805,519.00 435,402.00 422,044.00 703,585.00
Total Liabilities 2,288,443.00 2,226,471.00 2,109,479.00 2,062,606.00 1,997,039.00
           
Net Assets 85,864.00 83,311.00 79,919.00 75,480.00 76,916.00
           
Shareholders Funds 85,864.00 83,311.00 71,086.00 66,519.00 68,217.00
           
Minority Interests/Other Equity n/a n/a 8,833.00 8,961.00 8,699.00
Total Equity 85,864.00 83,311.00 79,919.00 75,480.00 76,916.00
Cash Flow 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Net Cash Flow From Operating Activities 19,012.00 (15,909.00) (36,512.00) 1,463.00 10,930.00
Net Cash Flow from Investing Activities (4,402.00) (1,782.00) 9,852.00 (5,035.00) (838.00)
Net Cash Flow from Financing Activities (4,491.00) 9,447.00 13,811.00 (675.00) (1,576.00)
Net Increase/Decrease In Cash 10,119.00 (8,244.00) (12,849.00) (4,247.00) 8,516.00
Ratios - based on IFRS 31-Dec-25 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21
Continuing Operations          
PE Ratio - Adjusted 8.1 6.3 7.1 6.0 6.8
PEG - Adjusted 2.7 0.4 0.7 n/a 0.1
Earnings per Share Growth - Adjusted 3% 17% 10% -11% 128%
Dividend Cover 1.93 1.92 1.71 1.56 1.75
Revenue per Share 927.62¢ 897.95¢ 831.85¢ 743.01¢ 748.50¢
Pre-Tax Profit per Share 343.64¢ 351.04¢ 315.36¢ 260.03¢ 266.93¢
Operating Margin 38.92% 38.38% 36.78% 33.28% 37.31%
Return on Capital Employed 2.61% 2.19% 0.55% 0.46% 0.60%
           
Dividend Yield 6.4% 8.3% 8.2% 10.7% 8.4%
Dividend per Share Growth 2.73% 4.76% n/a n/a 31.25%
Operating Cash Flow per Share 628.08¢ (525.57¢) (1,206.21¢) 48.33¢ 361.08¢
Cash Incr/Decr per Share 334.29¢ (272.35¢) (424.48¢) (140.30¢) 281.33¢
Net Asset Value per Share (exc. Intangibles) 2,181.80¢ 2,102.28¢ 2,010.17¢ 1,873.27¢ 1,916.78¢
Net Gearing 385.60% 503.37% 2,105.56% 2,154.14% 1,547.56%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Forecast figures based on normalised accounts.

 

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